Real take-home pay by state, itemized bills, every account you own, and income property that pays off over time — all feeding one plan to reach your goal.
Income & Taxes
Enter gross yearly income, pick your state and filing status — we estimate federal, FICA and state tax to find your take-home.
$
Estimated take-home
$0
$0 / month
Monthly Bills
Quick way: just enter a total. Or itemize below — add bills from the list or create custom ones. Both add together.
$
$
$
All bills total$0
Lifestyle Spending
What you spend on living, separate from fixed bills.
Food & groceries$
Fun & going out$
Left to invest each month
$0
How It Grows
Split your investable cash. Percentages always total 100%.
Stock market%$0
Expected annual return7%
High-yield / APR%$0
Annual APR4.5%
Crypto%$0
Expected annual return · higher risk15%
Allocation 100%Blended return 0%
What You Have Today
Everything you've already invested. This is your starting balance — it keeps compounding from day one.
Total invested today$0
Income Property & Investments
Add real estate or other cash-flowing investments. Each one counts two ways toward your goal: its equity (value minus loan balance) is part of your net worth and grows as the loan is paid down and the property appreciates — and its net rental income gets invested each month, jumping up once the loan is paid off.
Equity today (counts toward net worth)$0
Net income invested now$0
Your Goal
$
$500K$1M$2M$5M$10M
$
Net worth today
$0
You'll invest
$0
Returns + equity gain
$0
Time to reach your goal
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StocksAPRCryptoProperty equityGoal
Tax figures use 2026 federal brackets, FICA, and your state's 2026 income-tax brackets — estimates only, ignoring 401(k)/pre-tax contributions, credits, deductions, and local taxes. Investment returns are assumptions, not guarantees. For education only — not tax or financial advice.